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With over 10 years of mortgage experience and 15+ years of sales successes, I am naturally wired to help people succeed in business & in life. The home loan process can be a complicated and stressful one, so we pride ourselves on making it as smooth and seamless of a transaction as possible for all parties involved….
Ryan Hysaw2025-07-11Trustindex verifies that the original source of the review is Google. I can't say enough good things about my experience with Heckman Mortgage! From the moment we started the loan process, they were incredibly attentive and proactive. They walked me through each step, ensuring I understood everything clearly. What really impressed me was their ability to keep everything on track despite the short turnaround time to close. Thanks to their expertise and dedication, I never once felt stressed about potentially missing my closing date. They worked tirelessly behind the scenes, coordinating with all parties involved and providing timely updates every step of the way. Thanks to Karen and her team at Heckman Mortgage, I was able to close on time and move into my new home without a hitch! If you're looking for a mortgage broker who genuinely cares about their clients and goes above and beyond, look no further. Highly recommend them—five stars all the way! 🌟🌟🌟🌟🌟 Jonathan Rine2025-07-01Trustindex verifies that the original source of the review is Google. Karen and team are great! Made the home buying experience smooth and easy. Would definitely recommend and use again!! Eric Gettino2025-06-24Trustindex verifies that the original source of the review is Google. Karen Brown is fantastic! She was a critical component from start to finish during this entire home-buying process. Her knowledge, kindness, always willing to go the extra mile were absolutely invaluable to us! Karen educated us on so many aspects of the process with a calm, cool patience. My father recommended Karen to us stating, "She's simply the best at what she does." And he did not overstate it! I am so very grateful to Karen and her entire team for all the work it took to get us this house. 10/10 would recommend to anyone! Jenni Debose2025-06-11Trustindex verifies that the original source of the review is Google. As a first time homebuyer, I had extremely limited knowledge of the process or how to go about it. Karen was there every single step of the way. She was always available (even late night) to answer my many questions. She explained everything in a way that made sense and gave me the right knowledge at the right time so as not to overwhelm. I couldn’t have bought my first home without her. Thank you, thank you, thank you, Karen! Kim Brennan2025-06-11Trustindex verifies that the original source of the review is Google. My husband and I truly could not have had a better experience for our first time home buying! Through a referral from a friend, we were introduced to Karen and the team at Heckman Mortgage. As someone with zero knowledge of the home buying process we were overwhelmed with all the ins and outs of home buying. Karen thoroughly answered our MANY questions, breaking it down step by step so we truly felt like we were learning how the whole transaction would work. The process was extremely easy, with constant communication and a user friendly app that made the paperwork process flow as smooth as silk. Karen is so knowledgeable at what she does and so easy to talk to, it felt like talking to a friend most days! We are so thrilled with our experience with Karen, Kelsey, Amanda and the whole Heckman team! Thank you all for making our first time home buying such a breeze! M LP2025-05-27Trustindex verifies that the original source of the review is Google. Karen and her team are by far the most efficient, professional mortgage group i have worked with. They are amazing, right from the moment you call them you get constant updates and guidance every step of the way. I have recommended them to several family members and they all brag about their outstanding service. If you want an stress free experience while mortgaging for first time or refinancing, definitely Karen and her team are the only choice. james landry2025-05-07Trustindex verifies that the original source of the review is Google. Patience, answered all of our questions. Worked well with realtor. Gave us a gift at the walkthrough which added a personal touch. Tried to get us the best deal possible…. Very appreciative of her effort and experience. Jamie Byer2025-04-24Trustindex verifies that the original source of the review is Google. I could not ask for a better mortgage lender!!! Karen was on top of everything from day ONE! She walked through every little and big step! She found a solution to every obstacle! I've bought a few houses in my lifetime and I will never use another lender! Karen Brown and her team are FIRST CLASS!! Kimberly Sechrest2025-04-03Trustindex verifies that the original source of the review is Google. Great experience. We just bought our dream home. Can't wait for the next chapter. Thank you again.
© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
© 2025 APM. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.
Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.” (Source: P.A. 101-657, eff. 3-23-21.)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV