Mortgage Enhancements to Power Your Home Buying Success
At the KB Mortgage Team, we believe the mortgage process should be more than just functional — it should be empowering. That’s why we offer exclusive Mortgage Enhancements designed to help homebuyers, real estate agents, and partners navigate the path to closing with clarity, speed, and confidence.
Whether you’re a first-time buyer or a seasoned real estate professional, our upgrades provide a competitive edge in today’s market.
What Are Mortgage Enhancements?
Mortgage Enhancements are premium service enhancements we provide to give our clients and Realtors a smoother, faster, and more successful home buying experience. These tools and features go beyond the basics — giving you more certainty, transparency, and strategic advantages at every step.
For Homebuyers
Mortgage Enhancements are premium service enhancements we provide to give our clients and Realtors a smoother, faster, and more successful home buying experience. These tools and features go beyond the basics — giving you more certainty, transparency, and strategic advantages at every step.
For Realtors
As your trusted lending partner, we provide powerful tools to help you write stronger offers, close deals faster, and impress your clients.
Why Choose Our Mortgage Enhancements?
- Increased Offer Acceptance Rates
- Reduced Stress During Escrow
- Streamlined Closings
- Better Client and Agent Experience
- Fewer Surprises, More Success
Ready to Upgrade Your
Mortgage Experience?
Whether you’re buying your first home, moving up, or helping clients get to the closing table, our Mortgage Enhancements deliver the results you need. Contact us today to learn how we can make your next home purchase smarter, smoother, and more successful.
Contract Confirmed
Contract Confirmed® is free and will help you beat out multiple offers…because a great rate, special discounts, and even being well-qualified, simply doesn’t matter if you don’t get your contract confirmed! We proactively reach out to the listing agent when you submit an offer on a property, to highlight your qualifications, discuss our strategic advantages as a lender and let them know why they should choose YOU! After all, we are a TEAM working to make this a successful real estate transaction for everyone involved. This is a pivotal part of your success in all markets!! Make sure you take advantage of this FREE upgrade that we offer!
Mortgage Navigator
Communication is key, and so is staying on top of the loan process. Our Loan Tracker seamlessly updates the borrower, buyer’s agent, listing agent and title company on every step of the loan process. Through all seven major stages, our communication technology automatically updates everyone on where the loan is and what the next stage is. No calling the lender for an update here! Stay focused on servicing your clients by not having to constantly check on the status of the loan process. If you’re a Real Estate Agent looking to get access this this upgrade for your clients, get in touch with us today.
Appraisal Edge
We use hyper-localized, Realtor friendly appraisers who are geographically competent and know the subject property market well. No 1099 or out of network appraisers here. We make sure that you’re being represented in the best way possible when it comes to the appraisal process but someone who will provide an honest, strong and accurate valuation. A win-win for everyone involved!
Lender for Life
We want to work with you FOREVER! #lenderforlife That’s why we offer a Lender for Life discount to all returning customers. Close one loan with us and never pay any fees on a future transaction – refinance, new purchase, investment purchase or second home!! We value you as a client immensely and this is one small token of our appreciation for a lifetime of being your lender!!
Rate Match
Price, quality and speed – three important factors to take into consideration on any major purchase. Our rates are uber competitive with the industry (we’re CONSTANTLY comparing). If we need to go head to head on a Rate Match scenario, we will. Send us your written rate quote or loan estimate from a competitor, and we’ll work closely with our lock desk to match or beat it. Many lenders do not accurately disclose fees and information which is why we request to see the quote in writing to make sure we are comparing apples to apples. It never surprises us what we see out there, but it might surprise you!
Down Payment Assistance
Advance Loan Approval:
Sometimes speed is the name of the game in Real Estate and that’s why we offer a “Fast Pass Closing” process. These loans are eligible for a 2-week closing timeline and can help you have a competitive advantage in today’s market! Cash is usually king but a Level 3 pre-approval that is eligible for “Fast Pass” can help you beat out cash and get into the home of your dreams.
Credit Repair
Credit is a major factor in purchasing a home. Credit score, credit history and credit usage. Sometimes people need a little direction on where to start and this is why we offer a complimentary credit review to point you in the right direction. Our Credit Agency offers several tools to help us analyze your credit and provide a road map on the steps you need to take to become Mortgage Ready. If credit is holding you back, start taking the steps needed today so that in the near future you’re in a position to purchase a home!
Local Heroes
Police, Firefighters, Active Duty Military, Veterans, EMTs, Teachers, Nurses and Physician Assistants all qualify for our Community Heroes discount with ZERO lender fees. Not in one of those categories but still help out in the community? Give us a call to find out what Community Heroes discount you will be eligible for. We’re always happy to give back to those that help others and serve our community!
